The Citi PayLite Installment Plan is a Card facility that allows you to pay for select goods and services from accredited Citi PayLite merchants in the Philippines, together with the applicable interest and other fees, on installment basis ("Installment Transaction"). 4. Step 2) Log in to Citi Mobile You only need to pay the minimum amount or the entire debt balance by the due date, as shown on the statement. In my case kasi, gamit ko ang Citi for Paylite at isang beses ko lng cya ginagamit for speed cash, pero almost ubos na CL ko dahil doon. Citibank reserves the right to amend these terms and conditions or withdraw or terminate this promotion at its discretion without prior notice and Citibank accepts no liability for such amendment, withdrawal or termination. The material is for informational purposes and does not constitute an offer within the meaning of Article. PayLite must be applied together with RC application for non- … Citi PayLite refers to the program under which your unbilled retail transactions are converted into instalments. MCCs are used to identify the type of business in which a 9. Citi, we, us: refers to Citibank Singapore Limited. The installment will be included in the required minimum payment amount on your credit card statement. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail. "PayLite" means a plan offered by Citibank under Citibank Ready Credit which allows CRC Account holders of good credit standing to take up the PayLite Amount and make repayments by way of monthly instalments together with applicable interest and other fees. Citigroup.com is the global source of information about and access to financial services provided by the Citigroup family of companies. Which card will be debited if I have multiple cards? If relevant “FlexiBill” or “PayLite” Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card or the Credit Card current statement balance or a portion of the current statement balance or any individual transaction is verified by Citibank as Eligible “FlexiBill” or “PayLite” Installment Loan, the Spending Rebates will be automatically credited to the Eligible Card account on or before May 31, 2021. Otherwise Citibank reserves the right to forfeit the Spending Rebates without prior notice. Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program ("the Program") of Citibank (Hong Kong) Limited (“Citi” or “Citibank”) is only applicable to designated Citibank principal credit cardholders (each an "Eligible Cardholder") as stated in the terms and conditions set forth herein and as communicated to the Eligible Cardholder from time to time (whether in writing or … 3. The Loan will be deducted from the available credit limit or loan limit of the Account upon approval of the application. 16. 17. You have successfully converted the selected transaction into installments! 15. Thank you to them kahit may pandemya ay pinagtiwalaan ako for increase in credit limit. Spending Conversion/PayLite/FlexiBill program ("Program") is a program of itibank (“ank”) which allows the participating Citi credit card holder and supplementary card holder, who is granted an approval by the Bank to join ... the terms used herein shall have the same meaning as used in the terms and conditions of using Citi Credit Card. PayLite was founded to deliver enterprise web services for payments, email and text messaging The PayLite team has over 50 years of enterprise solutions and payment processing platform experience collectively, and we use our experience to make PayLite revolve around you, our clients. Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program ("the Program") of Citibank (Hong Kong) Limited (“Citi” or “Citibank”) is only applicable to designated Citibank principal credit cardholders (each an "Eligible Cardholder") as stated in the terms and conditions set forth herein and as communicated to the Eligible Cardholder from time to time (whether in writing or orally by telephone or otherwise) (the "Terms and Conditions"). Copyright © 2020 Bank Handlowy w Warszawie S.A. Citi ThankYou Rewards Terms and Conditions apply for all other eligible spend. If you have no credit card but is planning to acquire yourself one, I highly suggest reading this guide to assess your readiness in holding a credit card. 10. Open a bank account from Citi checking and savings accounts and CDs, to banking IRAs. Example: For a loan Amount of HK$100,000 with 12 monthly installments of HK$8,823.33 and a monthly flat rate of 0.49%. Top 4 features: Citi World Privileges, Citi PayLite, Citi FlexiBill and Citi Quick Cash. Citi FlexiBill refers to the program under which your statemented retail balances are converted into instalments. Citi PayLite is a feature exclusively for Citi credit cardholders to convert their unbilled retail transactions into instalment payments. Billing and repayment: For Dial/Click - an EMI, the purchase amount will be reversed /credited to your credit card upon settlement & successful transaction conversion. The minimum RCPL amount is S$1,000 or such other amount as Citibank may stipulate from time to time at its absolute discretion. Can I convert Foreign Currency transactions to EPP? Products section, choose the payment that you want to convert into installments Download app, Step 1) Make a purchase with your card No, rewards points /miles /cash rebate are not awarded for the transactions converted. A: All RC account holders. Citi PayLite will not earn Rewards Points and/or Cash Back accumulation. Eligible “FlexiBill” and “PayLite” Installment Loan only includes the first 8,000 “PayLite” Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and “FlexiBill” and “PayLite” Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period. Convert selected bank transactions into fixed installments on your Citi Credit Card, Have your funds credited back to your Citi bank account instantly, Enjoy easy cash flow management with just a few taps on the Citi Mobile® App. 8. During the Promotional Period and the fulfillment period, if the Participant is found to have made early settlement of the loan under the Program OR cancel the relevant Citi Credit Card used to draw down the loan under the Program that won the Spending Rebates prior to the final repayment date of the loan under the Program, Citibank reserves the right to debit the amount equivalent to the Spending Rebates from the Participant’s credit card account or other accounts with Citibank (if applicable). Available credit limit is based on current spend and may vary if you have spent or made payment toward outstanding balances. The Citi PayLite monthly interest amount will be calculated from the date of approval using a monthly reducing balance repayment method. The available conversion amount is range from $200 - $550,000. 9. 3. Tap on the blue calendar icon of the transaction to convert into instalments. 6. When a transaction is converted to Citi PayLite instalment plan, any Citi Miles, Reward Points and/or Cash Back earned from that transaction will be reverted from your reward account. 7. Eligible "FlexiBill" and "PayLite" Installment Loan only includes the first 8,000 "PayLite" Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and "FlexiBill" and "PayLite" Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period. Get a permanent credit line increase and enjoy greater financial freedom! Apply for a personal loan, or learn how to invest in your financial future. The Spending Rebate can be used for future credit purchases only and cannot be used to settle any previous outstanding balances, withdrawn as cash advance, nor be transferred or exchanged for cash or other offers. If the participants successfully apply for the program through Citi Mobile. Definition of a new Citibank credit card customer: You should not have a Citibank Credit Card account that was terminated (by you or the bank) in the last 12 months prior to this promotion. Right now, the installment plan will be booked on the pre-selected card. Q: Who is eligible to apply for a RC PayLite? Unless otherwise specified, the words and expressions used herein shall have the same meaning as in the detailed Citi Cardmember Terms and Conditions. The bank charges no fees or commissions for conversion of transactions to installments. 1. Participants’ Eligible Card accounts must be valid and with good credit record during the Promotional Period and the fulfillment period in order to be eligible to receive the Spending Rebates. The promotional period is from December 21, 2020 until March 31, 2021 (both dates inclusive). This promotion can only be used in conjunction with “Turn tax payment transaction to installments and enjoy up to HK$300” program and cannot be used in conjunction with other special promotions. Per DTI Fair Trade Permit Nos. Can I select a particular where funds would be credited? Pay for any shopping or services with your Citi Handlowy credit card. Installments do not limit the possibility to enjoy the interest-free period on your card. The words and expressions used herein shall have the same meaning as in the relevant Cardholder Agreement unless the context otherwise requires. If the customer requests to settle the loan in full after the repayment of 6 monthly installments, the settlement amount of the loan will be the sum of total outstanding principal amount (HK$51,329.05) and early cancellation fee of 4% of outstanding principal amount (HK$2,053.16). Everyday payments or shopping to make yourself feel better? Citibank is entitled to change these Terms at any time with notice. In addition, if the Loan is deducted from the loan limit upon approval of the application, the Monthly Installment Amount (as defined below) shall be deducted from the available credit limit upon such approval until the full settlement of the Loan. "PayLite" means a plan offered by Citibank under Citibank Ready Credit which allows CRC Account holders of good credit standing to take up the PayLite Amount and make repayments by way of monthly instalments together with applicable interest and other fees. 12. The loan amount requested in this RCPL request (including upfront service fee) together with any existing RCPL granted to you Do I earn any rewards points /miles or cash rebate for the transaction I convert? For early settlement in full for these programs for whatever reason, the following will become immediately due and payable: (a) the total outstanding loan amount and (b) an early cancellation fee equivalent to 4% of outstanding principal amount. Year Round Offers / Citi World Privileges, Mortgage Further Advance / Property Refinancing, Portfolio Financing for Investment Services, Interest & Foreign Exchange (FX) Rates Of The Day. Citibank will determine the eligibility of Cardholders to participate in this promotion as well as the transactions based on Citibank’s record, and at the sole and absolute discretion of Citibank. 18. Choose the amount to convert and your preferred repayment plan. 2. The Eligible Cardholder confirms that this application is not referred by a third party. The websites of Bank Handlowy w Warszawie S.A. use cookies to ensure the best Citibank Online user experience and collect the data which allow us to optimize the use of our websites optimization and deliver the best marketing experience. 5. 7. FTEB-14119, 14773, 14769, and 10649, Series of 2019. Step 4) Select the number of installments and confirm, Step 1) Make a purchase with your card 2. It is calculated by multiplying. A fee may be applicable. The Annualized Percentage Rate ("APR") of the Loan is calculated in accordance with the method set out in the relevant guidelines issued by the industry associations and is based on a 365-day installment period using Net Present Value method. 10. In case of any fraud/abuse/reversal or cancellation of transactions in respect of which the Spending Rebates were awarded, Citibank reserves the right to debit from the Cardholder’s Eligible Card account the equivalent amount of the Spending Rebates without prior notice. 14. 6. 4. “Citi HKTVmall Card Payment Channel” refers to the non-card association payment channel between Citibank and Hong Kong TV Shopping Network Company Limited (“HKTVmall”) that customer may choose to make payment to HKTVmall using the Eligible Card. You can convert bill payments, cash withdrawal, fund transfer or debit card purchase transactions with amounts that meet the minimum of $1,000 and within your Citi Card's available credit limit. 12. Step 2) Click on the link in the SMS received from Citi Handlowy immediately after making the The Terms and Conditions of Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program (“the Program”) apply to all Eligible “FlexiBill” and “PayLite” Installment Loans. The term "Card or Account" refers to the Citi credit card or Citi ready credit account that I am holding and "Citi PayLite" or "Citi PayLite monthly installment plan" refers to the fact that I purchase goods and/or services from vendors or service providers in Thailand selected by the Bank by agreeing to pay for such goods/services including interest and other fees on the card in installments plan according to the total … Step 3) From the list of your credit card transactions or in the Your Profile/Installment All matters are subject to the final decision of Citibank. You may convert any number of transactions (up to your card limit). You agree that your participation in the Citibank Ready Credit PayLite program (the “Program”) will be governed by these terms and conditions (“Terms”) and any other rules, procedures or instructions which we, Citibank Singapore Limited (“Citibank”), may from time to time issue. To know more and to apply, fill in the required details below and click on CALL ME to receive an Instant Callback. The limit will be renewed with every repayment made. Can I make early repayment of the “Quick Cash” Installment Program / “FlexiBill” and “PayLite” Installment Programs in full? 11. 2. This Citibank PayLite Installment Plan offer is available for all Citibank credit cardholders that fall under all of the following criteria: The cardholder is the principal cardholder of a Citibank credit card account that is in good credit standing and has been active for at least 12 months. Eligible Cardholder shall repay the Loan by way of monthly installments (the "Monthly Installment Amount") from the second Statement date onwards. If there is any discrepancy between the promotional materials and these terms and conditions, these terms and conditions shall apply and prevail. An initial fee ("Initial Fee") will be charged only once. Attention Your request will not be processed if you do not register with both partner and Citibank, or the information you registered with partners and Citibank is not consistent. The Monthly Installment Amount is calculated by dividing the aggregate of the Loan and all the Monthly Fee by the relevant number of installments. In case of any inconsistency between the Terms and Conditions and the relevant Cardholder Agreement, the Terms and Conditions shall prevail. Points, Octopus Cash, Cash Rebate or any other promotional offers (if applicable) will be awarded according to the monthly billed principal of the Loan, provided that any Loan in relation to any individual transaction made with Citibank banking account/ATM/Debit Card is not eligible for Points, Octopus Cash, Cash Rebate or any other promotional offers (if applicable). Please read our Privacy Policy at citibank.hk/privacye to learn more. You can permanently maximise the benefits of Citibank Ready Credit, Cash Advance, Click for Cash or Citibank PayLite for extra spending and making large purchases more efficient with a … Citibank PayLite can help make the dream come true. Tap on ‘Convert now’ after verifying the details. The minimum payment due of the Monthly Installment Amount shall comprise of. Citi PayLite refers to the program under which your unbilled retail transactions are converted into instalments. - in Citibank Online after the transaction is recorded (on the transaction list, there will be the option next to a transaction: Convert to installments); or - via a text message you will receive from the bank immediately after the transaction is complete. Cardholders who successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card during the Promotional Period (“Participants”) will be entitled to HK$50 Spending Rebates for a booked amount from HK$3,000 to HK$4,999.99 in a single application (ii) HK$50 Spending Rebates for each HK$5,000 booked in a single application. 2. Terms: refers to these terms and conditions. Eligible Cardholder must apply the Loan with a minimum amount of HK$200. 1. Samsung Note10 promo Terms & Conditions. 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